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More car topics

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    Car insurance coverages

    Protect yourself in the event of a car accident with car insurance designed to fit your needs and give you peace of mind.
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    Car Insurance Coverage Types

    Our car insurance is customizable. Add different coverages to your policy to protect everything that matters most.
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    What can an auto policy cover?

    Coverage to protect your car

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    Collision coverage

    Were you rear-ended or side-swiped in a car accident? Or did you do the same to someone else’s vehicle? Collision coverage protects you against collision or rollover damages, no matter who caused the accident.

    If another car bumps into yours as they back out of a parking spot, collision coverage may assist with repairs you may need.

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    Comprehensive coverage

    Comprehensive coverage helps protect you from damage caused by accidents that don’t involve colliding with another vehicle or object. Examples include hail damage, fire, flooding, theft, vandalism and collisions with animals.

    If your car is parked under a tree and a branch falls and damages the windshield, comprehensive coverage may help you cover the replacement costs.

    Liability & car accident injury coverage types

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    Bodily injury ;iability coverage

    If you cause a car accident that results in injuries, bodily injury liability coverage can help pay for accident-related medical treatment. It may also protect you if you're sued.

    If you hit another car and the other driver goes to the hospital with a broken bone, bodily injury liability may help compensates for their medical bill.

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    Medical expense coverage

    If you were injured in a car accident, medical expense coverage helps pay for medical care for you and your passengers, regardless of who is at fault.

    If a car backs into yours and causes your passenger to hit their head and need stitches, medical expense coverage can help pay for their cost of treatment.

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    Personal injury protection coverage

    Personal injury protection coverage helps reimburse you and your passengers for lost income and medical or child-care costs, no matter who is at fault.
    Another driver ran a red light and T-boned your vehicle, breaking your passenger’s hip. Personal injury protection will help cover their medical bills and lost wages, up to your policy limit.

    Car Insurance Coverage Add-Ons

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    Service add-ons

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    Add-ons for damages

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    Add-ons for more protection

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    *This information represents only a brief description of coverages, is not part of your policy, and is not a promise or guarantee of coverage. If there is any conflict between this information and your policy, the provisions of the policy will prevail. Insurance policy terms and conditions may apply. Exclusions may apply to policies, endorsements, or riders. Coverage may vary by state and may be subject to change. Some products are not available in every state. Please read your policy and contact your agent for assistance.

    **Daily allowances or limits may vary by policy.